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Wednesday, January 21, 2026

Payday and stingy behaviour

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Payday has finally arrived! Many of last last got our salaries on the 16th of December 2022 so it’s been about 40 days since we’ve seen some kind of payment into our accounts. If you take into account how much we spend over the festive season, January really is a tough month.

South Africans are cutting back to save till the next payday

Consumer credit reporting agency TransUnion says that South Africans have significantly cut back on on ‘unnecessary’ spending like dining out, travel and entertainment in the past three months.

payday and spending
Credit: TransUnion via Business Tech

Read more: City’s plans to fix trains off the rails?

Are you stingy or just frugal?

It’s no secret that most of us struggle a few days before the next paycheck. We find ourselves getting quite creative to scrape our last pennies together. But when does it go too far? Bobby recons he can double savings on rubbish bags:

He actually did the calculations:

A set of twenty costs R45.00. Without my intervention, my family would be using two bags a week. A set of twenty bags lasts five months and not ten weeks, so I save R90.00 a year. I have been living in my house for fifteen years so I have saved R1350.00.

Lindy told us about her grandfather and his antics that made his money go a bit further. Did you know it was possible to get a sneaky 2-for-1 deal out of an eye test?

Husbands and their dodgy ways with cash

The Smile Breakfast team asked our listeners to call in and tell us about the stingiest behaviour they’ve ever done or witnessed. We heard about a wealthy family of eight on holiday sharing a platter for two in a fancy restaurant. We also heard about the ways people hid their snacks from others and wedding presents being re-gifted. But we were most surprised by some of the ways two of our listeners’ husbands were with money:

Read more: When words come out wrong

Phil de Lange
Phil de Lange
Phil de Lange is the producer of the Ryan O'Connor Breakfast show and has been with Smile 90.4FM since it's inception in 2013. Through his work on the breakfast show he has won two national radio awards. He has been in broadcasting for 15 years and has honed his talent at 6 different radio stations. Outside of radio he is also a podcast producer and award winning stand-up comedian.

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