UWC law graduate, Ivyn Sambo, known as the “Student Investment Guy” has developed a free wealth calendar to help students, working professionals and ever retirees, to keep track of their finances and balance their budgets.
Sambo says he has always had a passion for financial literacy, thanks to his grandmother, who he lived with in Mpumalanga during his high school years.
Today, he has one of the highest rated financial podcasts in South Africa, and his free weatlh calendar has been downloaded thousands of times.
Sambo’s passion for financial literacy has made him an influencer in the space – on and off campus.
He explains his grandmother, who worked as a messenger and driver for the Human Settlements Department, installed a love for all things financial:
“She was strict. I wasn’t allowed to play with the children in the street. She often brought home a lot of financial pamphlets from workshops and roadshows her department conducted and told me to read it.”
As his hunger for financial knowledge grew, so did his desire to make financial literacy understandable for ordinary South Africans.
Now, described as a financial content creator, scholar and thought leader, Sambo boasts a massive following of 200 000 TikTok followers, 170 000 YouTube followers and a weekly podcast that secured him an invite to the most recent Africa Members Convention at the Sandton Convention Centre in Johannesburg last year.
The convention brings together around one thousand leaders in the finance, business, public and private sector to discuss matters impacting the different sectors.
Sambo’s most recent passion project is his wealth calendar. The 100-page document, which helps students, working professionals and even retirees, is a financial planning template aimed at keeping people accountable for their finances.
“I always did my own template on financial matters, and during a TikTok live, I was asked to explain more. This led me to creating a wealth calendar on how to track your investment, debt, credit score, budgets and spending in the form of a book which has all those templates.”
Sambo stresses that while it’s not the first of its kind, his version has a simpler format, made easier to understand for anyone at any stage of their financial journey.
“My calendar is free to download and is simple to follow. It’s important that this calendar is user-friendly for high school learners, students, working professionals and even retirees. The feedback has been amazing. There have been about 12 000 downloads and the feedback on social media has been exceptionally positive,” he said.
“I really want to simplify financial matters and simplify anything to do with finance. That’s the whole aim of my YouTube channel. When you simplify financial matters you create a bridge for people to understand their finances.
“One of the things that I am proud about is that this template provides people with ways to budget for a trip and understand what costs to expect when they want to travel. There are so many components of financial planning.
“The calendar can also be used as a reflection, containing a journal where people can review their finances on a monthly basis and write a letter to themselves about what they want to achieve, and also to reflect the positive and the negative. This is important because your finances can evoke a lot of emotions. If you journal about your finances and you see what you may have achieved, you will feel validated.”
Download Sambo’s free calendar here.