Smile FM and DirectAxis are giving you a chance to win your share of R120 000, so you can make dreams happen.

Like helping your child get the best start at school next year, creating a space to grow your business, or finally finishing that home project you’ve been planning.

Simply complete the entry form below to enter.

Then tune into the Ryan O’Connor Breakfast Show to hear how dreams come true.

For over 25 years, DirectAxis has been a trusted partner for South Africans on their financial journeys. Whether it’s securing a Personal Loan with flexible repayment options or consolidating debt to streamline finances, DirectAxis empowers you to achieve your goals—one step at a time.

What sets DirectAxis apart? It’s our commitment to making borrowing simple, responsible, and accessible. We understand that life’s important moments often require a financial lift, so our application process is quick and easy, providing instant decisions to put your dreams within reach. And with loan options spanning 24 to 72 months, you can customize a plan that suits your needs.

We’re also dedicated to responsible lending and ensuring that every loan is a tool for positive change. Through our Pulse platform, DirectAxis offers free access to credit score monitoring and budgeting tools, helping you stay in control every step of the way.

Once approved, we aim to fund your loan within the hour. It’s just one of the ways we’re making financial support seamless and empowering South Africans to unlock what’s possible.

For competition T&Cs, click here

Please note: The competition has ended.